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(User Query) Emami, Executive

2 years ago

Credit Card Repayment with Personal Loan (My CTC rs. 9.62 lacs and I am regularly filing reruns and paying appropriate tax from salary. i have 3 Credit Cards outstanding overdue totaling to Rs. 6.5 lacs. Now since I wish to close all my cards, I am applying for Personal Loan of Rs. 10 lcas and wish to pay entire outstanding at once to close the credit cards. and remaining amount wish to use for my home / personal purpose. How will this impact in point of view of Income Tax. Please guide.)

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